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Financing

Financing Your Smile Transformation

Making World-Class Dentistry  Accessible

At Smile Texas®, we have team members who will assist you in applying to one or more financial resources to make getting your new smile affordable. We offer financing through the companies listed below. We also accept all major credit cards shown below:

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Flexible Options for Every Treatment Plan

Payment Options at Smile Texas®

We accept multiple forms of payment and provide clear, upfront cost information during your consultation. Our team is here to guide you through every step of the process and help identify the best financing option for your treatment plan.

Available options include:

Major Credit Cards

Visa, MasterCard, American Express, Discover

Cash, Cashier’s Check, or Debit Card

Accepted for all procedures

Third-Party Financing Partners

Flexible monthly payment plans through trusted providers

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Your Bridge to a Confident Smile

Financing Partners

We offer a variety of flexible financing solutions to help make your treatment more accessible. These options allow patients to move forward with treatment immediately while spreading payments out over time.

Cherry Financing:

  • 12 months, 0% interest (up to $50,000)
  • Extended plans available up to 60 months with interest
  • No hard credit check; first payment due at signing
  • No prepayment penalties

LendingClub:

  • 12 months interest-free (up to $35,000)
  • Extended plans up to 84 months with interest (up to $65,000)
  • No prepayment penalties

Proceed Finance:

  • Financing up to $70,000
  • Terms available up to 12 years (with interest)
  • No prepayment penalties

CareCredit:

  • Credit line based on individual approval
  • 6–12 months interest-free options available
  • Extended plans up to 60 months with interest
  • No prepayment penalties
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Lending Club

With Lending Club, moving forward with the treatment that your dental professional recommends just got a whole lot easier. The application process is quick and we will give you an answer the same day.

Lending Club offers flexible payment plans on dental procedures. There are no upfront payments or prepayment penalties.

  • 12 months interest-free (up to $35,000)
  • Extended plans up to 84 months with interest (up to $65,000)
  • No prepayment penalties
LENDING CLUB PAYMENT CALCULATOR
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Make the investment in your health.

Your health should come first. At Proceed Finance, we offer no-collateral loans with affordable rates and longer-term financing that allows you to say YES to treatment.

Why choose us?

We want you to have access to the healthcare you need without adding the stress of figuring out how to pay for it. We offer low-interest rates, and repayment terms that last as long as 144 months up to $75,000, so you can find a way to make it work with your budget while improving your quality of life with the dental care you need.

The Smart Way to Fund a Smile Makeover

Why Financing May Be Right for You

Investing in a smile makeover or full mouth restoration is a life-changing decision, and financing can help you get started without delay.

Patients choose funding to:

  • Begin treatment right away
  • Cover procedures not included in dental insurance
  • Spread payments into manageable monthly installments
  • Invest in long-term results and renewed confidence
  • 0% interest 6 & 12 months

A Concierge Experience

The Smile Texas® Commitment

We’ve helped thousands of patients achieve their dream smiles, and we know the financial process is just as important as the clinical one. Our team will walk you through payment options at your consultation, explain the details of financing plans, and ensure everything feels comfortable and transparent.

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Begin YourSmile Journey Today

Don’t let financial concerns hold you back from the smile you deserve.

With flexible financing options, a dedicated support team, and world-class care under one roof, Smile Texas® makes lasting, life-changing results possible.